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What can we expect in 2015? A stronger dollar, as the US economy continues to expand – albeit on ever more borrowed money and an over-hyped stock market? Weaker sterling, perhaps, as the UK recovery remains patchy and our trade deficit keeps pulling down the pound?

How about a partial oil price recovery, as growth across energy-hungry emerging markets once again outstrips the West? Or maybe an interest rate cycle reversal – with America’s Federal Reserve raising borrowing costs at least once over the next 12 months, followed by the Bank of England?

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